Buy • Build & Complete • Loan Facilitation

Get Into Your Own Home in 12 Months with CALGI

Charis Advantage Life Group International helps members buy a ready-built home, build one, complete a house that is already started, or secure financing. Pre-qualify in about 90 seconds and follow your application and payments from sign-up to allocation.

Pre-qualify in about 90 seconds Answer a few questions, get your PQ code by email, then track your application and payments in My Account.
Start now
12 Mo.
Path to homeownership
3
Ways to own — Buy, Build, Loan
3
Steps to your PQ code
~90s
Pre-qualification time

ABOUT CALGI

What is Charis Advantage Life Group International?

Charis Advantage Life Group International (CALGI) is a housing ownership organisation.
CALGI exists to help everyday members buy a ready-built home, build one from the ground up, complete a house that's already under construction, or secure financing to do any of the above — with one goal: getting members into their own home within 12 months.

Every applicant, whatever track they're applying into, moves through the same clear process, from pre-qualification to allocation.

Pre-qualification Assessment

Find out if you qualify to apply — instantly.

Apply for Your Track

Submit your Buy, Build & Complete, or Loan application for review.

Documentation Review

Our team reviews your application and supporting documents.

Get Your Approval

Accepted members begin their 12-month path to homeownership.

HOW IT WORKS

Five steps, from interest to homeownership

The same sequence for every track — pre-qualification, application, review, committee decision, and approval.

01INSTANT

Pre-qualification

Answer a few short questions about which track fits you. Get an instant match result — qualifying applicants receive a Pre-Qualification Code on the spot.

Result in seconds
0210–15 MIN

Track application

Enter your Pre-Qualification Code into the in-site application form for your track — Buy, Build & Complete, or Loan Facilitation.

03WITHIN 3 DAYS

Documentation & application review

Your submitted form and supporting documents are checked against the requirements for your track.

04WITHIN 3 DAYS

Membership committee review

Our team weighs your application and confirms your place in the program.

05BY EMAIL

Decision & activation

You'll receive a decision by email within 3 days of submitting the form. On acceptance, your 12-month homeownership plan is activated.

APPLY

Choose your track

Each track has its own pre-qualification questions and in-site application form.

Buy a Home

Ready-built homes for outright purchase or structured instalments, matched to your household size and budget.

TRACK · BUY

Build & Complete

Support to build a home from scratch, or complete an already-started house — from foundation to finishing.

TRACK · BLD

Loan Facilitation

Help securing financing for your home — structured payment plans, mortgage guidance, and lender introductions.

TRACK · LOAN

CONTACT

Get in touch

Questions before or after you apply? Reach the CALGI team directly.

Office

2nd Floor,
No1, Ogbelaka Street,
Opp The High Court of Justice,
Sapele Rd, Benin City,
Edo State, Nigeria.

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