HOUSING OWNERSHIP ORGANISATION · BENIN CITY, EDO STATE
CALGI helps members buy a ready-built home, build one from scratch, complete a house that's already started, or secure financing to make it happen — through a simple membership model built around one goal: getting you into your own home within 12 months. Pre-qualify in under two minutes and follow your application from sign-up to allocation.
ABOUT CALGI
Charis Advantage Life Group International (CALGI) is a housing ownership organisation based on Ogbelaka Street, Benin City, Edo State. CALGI exists to help everyday members buy a ready-built home, build one from the ground up, complete a house that's already under construction, or secure financing to do any of the above — with one goal: getting members into their own home within 12 months. Every applicant, whatever track they're applying into, moves through the same clear process, from pre-qualification to allocation.
Find out if you qualify to apply — instantly.
Submit your Buy, Build & Complete, or Loan application for review.
Our team reviews your application and supporting documents.
Accepted members begin their 12-month path to homeownership.
MEMBERSHIP SERVICES
Everything CALGI offers works together toward the same goal — every member saving, building shares, borrowing, or investing is working toward homeownership within 12 months.
Daily, weekly, or monthly contribution plans that build toward your deposit — track progress and top up anytime.
Buy shares in the cooperative to grow your stake and unlock better rates on loan facilitation.
Structured financing for buying, building, or completing a home — with guarantor and repayment options.
Put idle savings to work in cooperative-backed investment plans while your homeownership plan matures.
MEMBERSHIP ENROLMENT OPEN
Early members who complete pre-qualification are reviewed first when applications open for their chosen track — Buy, Build & Complete, or Loan Facilitation. Speak to our team for current membership plans and pricing.
WATCH & LEARN
A quick overview of the three tracks — Buy, Build & Complete, and Loan Facilitation — and the journey from membership to homeownership.
HOW IT WORKS
The same sequence for every track — pre-qualification, application, review, committee decision, and approval.
Answer a few short questions about which track fits you. Get an instant match result — qualifying applicants receive a Pre-Qualification Code on the spot.
Result in secondsEnter your Pre-Qualification Code into the in-site application form for your track — Buy, Build & Complete, or Loan Facilitation.
Your submitted form and supporting documents are checked against the requirements for your track.
Our team weighs your application and confirms your place in the program.
You'll receive a decision by email within 3 days of submitting the form. On acceptance, your 12-month homeownership plan is activated.
APPLY
Each track has its own pre-qualification questions and in-site application form.
Ready-built homes for outright purchase or structured instalments, matched to your household size and budget.
TRACK · BUYSupport to build a home from scratch, or complete an already-started house — from foundation to finishing.
TRACK · BLDHelp securing financing for your home — structured payment plans, mortgage guidance, and lender introductions.
TRACK · LOANMY ACCOUNT
Enter the Pre-Qualification Code and the email you used when applying to check your status.
CONTACT
Questions before or after you apply? Reach the CALGI team directly.
2nd Floor, No1,
Ogbelaka Street,
Opp The High Court of Justice,
Benin City, Edo State,
Nigeria.